This product is designed for investors with longer investment horizon. It is targeted at individual and organizations that desire high and stable returns at minimal risk.

FEATURES
Minimum Amount - N5 million
Minimum Tenor - 90 day
Two-tiered Rate - Ist 90 days-9%, 2nd 90days enhanced Interest rate by up to 150 basis points
Capital sum assured
Two – frequency interest repayment on long term tenured product {once every 90 days)
Future value of investment known in advance
Repo facilities available
Suitable as collateral for borrowing

BENEFITS
Competitive rates at minimal risk
Capital preservation

Future value of investment defined in advance
Two – period interest payment on a long tenured investment
Enhanced interest rate as tenor increases

Note:Pre-maturity termination will attract penalty on interest rates Applicable

Associated Discount House Limited (ADH) is a wholesale financial institution intermediating between Central Bank of Nigeria,banks and other non-bank financial institutions.We also offer financial services to corporate organisations business and High Networth Individuals(HNIs).

One of our major functions is to assist the banking institutions in short-term liquidity management.We channel funds from the investment public into first class investment instruments issued by the Federal Government and reputable companies who require working capital support.

WHY INVEST IN ADH
Securities of FundsA major attraction of dealing with a Discount House like ADH,is the security of your investment.This is made possible by the following factors:

Only Banks and other Financial institutions can subscribe to the share of a Discount House .Ownership can not therefore be personalised.
The CBN requires that a Discount House's investment in Federal Government of Nigeria Securities should not fall below 60% of the total deposit liabilities at any point in time.
Discount House are heavily regulated by the Central Bank of of Nigeria to professionalism and sound liquidity management.

LIQUIDITY
As an institution with large holding of liquid and safe securities,we are always able to meet clients' unforeseen need for funds even at short notice

MANAGEMENT
ADH is manage by a a team of highly knowledgeable,discerning and experience professional with strong expertise in various facets of banking and investment