This product is designed to give investors a share in a basket of fixed income securities.it is targeted at individuals and organization that want to optimize returns at minimal risk.It is a hybrid/derivative of a given combination of Treasury Bills and Bonds would have been determined by ADH.

FEATURES
Superiors returns with minimal risk secured by government securities that have zero default rate

Joint investors allowed
Suitable as collateral for borrowing
Excellent store of value(no risk of capital loss)
Future benefits that is principal and interest defined abolition
Diversified value base, that is both Treasury Bills and Bonds
Minimum amount N 1 million
30,60,90 day tenor option available at competitive rate

BENEFITS
Safety of government securities backing up investments
No risk of capital loss,principal and interest assured

Future value of investment defined up front
Competitive rates with securities assured
No COT/charge on withdrawals for own account

Note:Pre-maturity termination will attract penalty on interest rates Applicable

Associated Discount House Limited (ADH) is a wholesale financial institution intermediating between Central Bank of Nigeria,banks and other non-bank financial institutions.We also offer financial services to corporate organizations business and High Networth Individuals(HNIs).

One of our major functions is to assist the banking institutions in short-term liquidity management.We channel funds from the investment public into first class investment instruments issued by the Federal Government and reputable companies who require working capital support.

WHY INVEST IN ADH
Securities of FundsA major attraction of dealing with a Discount House like ADH,is the security of your investment.This is made possible by the following factors:

Only Banks and other Financial institutions can subscribe to the share of a Discount House .Ownership can not therefore be personalised.
The CBN requires that a Discount House's investment in Federal Government of Nigeria Securities should not fall below 60% of the total deposit liabilities at any point in time.
Discount House are heavily regulated by the Central Bank of of Nigeria to professionalism and sound liquidity management.

LIQUIDITY
As an institution with large holding of liquid and safe securities,we are always able to meet clients' unforeseen need for funds even at short notice

MANAGEMENT
ADH is manage by a a team of highly knowledgeable,discerning and experience professional with strong expertise in various facets of banking and investment