ADH is a wholesale financial institution intermediating between Central Bank of Nigeria, Banks and other non-bank financial institutions. We also offer financial services to corporate organisations, businesses and High Networth Individuals(HNIS).
One of our key functions is to assist the banking institutions in short term liquidity management.we channel fund from the investing public into first class investment instruments issued by the Federal Government of Nigeria and reputable companies who require working capital support.
Associated Commercial bills investment Scheme (ACBIS) is an intermediation product designed to provide high grade, higher yield investment outlets to investors. It equally provides a funding pool for reputable corporate organization requiring short term liquidity support.
Minimum Investment
N100,000.00
Pricing
Negotiable
Tenor
90 days minimum
Securities
Backed by a combination of Federal Government of Nigeria's Securities and Investment instrument issued by major reputable companies in Nigeria
Liquidity
Can be rediscounted at an agreed free after 30days of investment
Repo Option
Repurchase facility is available for an investor with a temporary liquidity need who does not want to rediscount his investment
Custodial Arrangement
The original securities (investment in FGN and Corporate securities) will be held in custody by ADH. The investor will get a letter from ADH confirming the investment .
Zero Charges
Zero COT. Aero Withholding. Zero VAT.
Why Invest in ADH
Safety of Funds: A major attraction of dealing with a discount house like ADH is the strong safety attribute.This is made possible by the following factors:
Only banks, Insurance Companies and other Financial institutions can subscribe to the shares of a Discount House .Ownership can not therefore be personalized.
To ensure a sound portfolio of asset, the CBN requires that a Discount house's investment in federal Government Securities should not fall below 60% of the total deposit liabilities at any point in time.
Discount Houses are heavily regulated by the Central Bank of Nigeria to ensure safety and liquidity.
Liquidity
As an institution with large holding of liquid and safe instrument, we are always need for funds even at short notice
Competitive return
We offer competitive returns on investment
Management
ADH is managed by a team of highly knowledgeable, discerning and experienced professionals with strong expertise in various facets of banking and investment
Federal Government of Nigeria's Securities and